Bitcoin – the revolution

2016 will go down as the year when we [the marketing world] embraced Bitcoin.
We started 2016 with some knowledge of the digital currency that has been growing since 2009 [it took us a while, I admit] but once we added Bitcoin in the game things took of and it was really a no-brainer. For a community that earns their income online it makes perfect sense to use this online currency. Surprisingly, it appears that Bitcoin makes things easier rather than complex, but most importantly, the fees are minuscule and that means you get more from your earnings to yourself. 
I bought my first Bitcoin in late Spring for about $425 and I still remember how disappointed I was with myself for an earlier rejection to the idea, at a time when Bitcoin was a mere $130 some years back. Nevertheless, a firm believer in the digital coin, I am happy to see Bitcoin reaching for the $1000 mark. It is something that many early investors are waiting for and it’s happening already.
Well, we are closing the year with a rough price of $950 and up.
What is he future of Bitcoin in 2017? More ups or downs? That is the question on everyone’s lips. Those who came in late and bought it in the past month are going to watch it with trepidation, stress about every little dip in the chart of course but one thing is for sure: Bitcoin will keep rising, it is still the only real crypto on the market that offers usability aside from the general investment outlook which will keep its rising popularity. And there is even a chance that it may hit the mainstream public. And if that happens, we might see it shoot straight up.
A few factors are needed if this is going to happen and the first one is : Promotion.
If we are to see the general public going mad for the coin it has to be marketed correctly. Through the mainstream media. And this is already happening. Financial outlets like newspapers and magazines have been banging on about it for years. It’s time for something more attractive and it’s coming in the shape of a full feature movie. Yes, in 2017 we are to have the first major movie about the revolution of the digital currency and it’s opening really soon.
“Banking on Bitcoin” is a feature film on Bitcoin, its history and future.
Set to be released on January 6, 2017. Produced by Gravitas Ventures, the film will be launched at select theatres and will also be made available on VOD.

The  film covers the most disruptive digital invention since the Internet. It follows the ideological battle underway between fringe utopists and mainstream capitalism. An in-depth coverage of key players in the space including Charlie Shrem, Cameron and Tyler Winklevoss, Barry Silbert, Erik Voorhees, Nathanial Popper, Alex Winter and more gives an insight into how they think this revolutionary cryptocurrency technology will shape our lives.

Could that be the next big push that is needed to carry on the ever growing popularity of Bitcoin into the mainstream and will that help the price reach the long awaited $2000 price value of the currency is yet to be seen but one thing is for sure. Bitcoin is here to stay and 2017 will be crucial year for its development and growth. Many governments are looking at utilising the Bitcoin and if successful they will do more damage to the currency than we would have expected but will they succeed is still questionable.

2017 will be a really interesting year for Bitcoin and we are all eager to find out what is coming.

Happy New Year everyone!

Security must come first…

Online hacking is a big risk for everyone making an income on the internet and it’s not only the big earners and businesses that are targeted. Many recent hacking attacks were directed toward the online marketing community and even those with little experience and new to this marketplace were under threat.

Since we are working in the internet space, all our data: accounts, profiles, transactions and so on, is exposed and could be violated if there is enough intent and effort involved. But even if you are not tech-savvy, there is still a chance of reducing that risk by taking some extra precautions.

Here are the most common mistakes we make and how to avoid them:

1 – The most common mistake and quoted as the biggest threat by most security experts is basically our own careless attitude to the issue of hacking. Most of us think that we aren’t important enough to be a target thus being complacent about the passwords we use and how difficult they are.

Tip: With the popularity of Facebook and random messaging, literally everyone is a target, even those of us who are hardly making ends meet. Better be safe than sorry, so make sure your passwords are strong, complicated and incomprehensible. A mixture of numbers and letters, capitals and small and a few special characters are all needed to make your password stronger. The best tip someone gave me recently is to use any unique characters or signs that might only be available in your country region. For instance here in UK we use the pound sign £ and many other keyboards don’t have it, so that’s an idea. 🙂

2 – Using the same password for multiple accounts is possibly the biggest mistake by far, but it stems from the above mentioned negligent take on security, hence why it is coming second in my opinion. This is not an official statistic, it is my take on the facts and based on a combination of research and personal experience.

Tip: Use a different password for each account or profile you have, this way if one account is compromised, your other accounts might be safe (depending on the nature of the hack).
The only time I had a hack on my accounts, I allowed the intruder to steal my money from both Payza and Payeer, two finance related services, both with the same password…and to make things worse, the email linked to these two accounts had the same password. Ideal scenario for an easy hack. The emails that were supposed to alert me of these fraudulent transactions were being deleted in real time so I wasn’t able to find out about the fraud until it was too late and my money was gone.


3 – Another common mistake is using public wifi hotspots when on the go or on vacation. Public wifi is never secure enough and is not to be trusted.

Tip: while it’s okay to use that for social media and other non-paying websites, try not to login in your payment processors from a public hotspot if you are not in an urgency

4 – Opening links from messages on social media. Many of us who work in the network marketing domain are exposed to threats simply due to the fact that we communicate with strangers a lot. Learn to spot suspicious accounts early on, check the profiles of the people you are chatting with. 90% of the personal hacks depend heavily on the interaction with the user. A common trick is to send a virus file in a message, that could range from a exe file, to rar or zip or even just a link that is cookied to a different URL which does the damage. It is sometimes very hard to spot the danger immediately, so you must avoid opening any such files and always make sure that the person sending any links is the real person you’re speaking with and that you know them enough to trust that what they’re sending isn’t affected.

Tip : Make sure that they have enough history and a lot of real photos, just look out for any signs of fake activity, whether it be fake profile pics or lack of pics, lack of posts from previous years or months, lack of personal identity in the profile,

5 – Email hacking is still a very high risk factor. You should have a high level spam filtering in place but for us marketers the spam folder is the new inbox, right? So we ought to be very careful with those newsletters and offers we receive from the numerous programs or networks we sign up for. And of course the payment processors. Not a day goes by without receiving a fake email in my spam folder, asking me to verify my PayPal details or something of the sort.

Tip: If unsure about the authenticity of the email, first check the sender details, sometimes it’s obviously a different email address, but it can even be masked as the original sender, so you should always be suspicious of any email asking for confirmation of any details that directs you to a link. Reach out to the sender’s facebook page or website to inquire about the authenticity first. This is a must.


6 – Using anti-virus and anti-malware software is an obvious step you’d think but more importantly, you need to have an updated version (or two) of these . There are free ones like  AVG  or paid ones like Norton or Kasperski. I also use  Malwarebytes  to scan for things that anti-virus programs miss. Get one and update it automatically.

Tip : The same goes for your Internet browser. Always have the latest Chrome, Firefox, Microsoft Edge or Safari versions. Don’t just ignore that update request from your browser, do it right away. Some of those updates are security ones. In fact, keep up to date as to which is  the most secure browser  and just use that. Chrome, I’m looking at you buddy.

7 – Username matching your emails or other accounts. I am still guilty of this since I only found out recently that this was an issue.

Tip : You should make your usernames as complex as your passwords. Special characters and all that jazz. It should be unpredictable and not a real word.

8 – Being lazy when it comes to back ups is a bad habit. Why risk loosing important data?

Back up everything. You should constantly be backing up your hard drive, emails and  blog contents  to an external hard drive. If the worst happens and someone deletes your blog content you can get it back up without too much trouble. Imagine if you were relying on a website for your income and it all got deleted?

9 – Not using extra verification is a big setback. Always enable 2-step Authentication on all websites that have this option, especially for financial sites and emails. Whether it be via Google Authenticator or a different one or a text message with the code sent to your mobile, this is a really good feature and is also a must. Do not miss that.

10 – Back to the subject of passwords, here is what Candid Wuest, Threat Analyst at  Symantec has to advise about them:

“Two of the most common and basic mistakes consumers make when it comes to protecting their online assets is not to use strong passwords on all their devices and not applying patches or software updates, leaving people exposed to exploits cybercriminals actively leverage. The most common password of all is simply the word ‘password’. People think they are being clever – but it is one of the first words cyber-thieves try. Other passwords to avoid include children and pet names as well as favourite football teams and dates of birth – all commonly used. A hacker can find such details easily on social media such as Facebook and Twitter.

A better idea to create strong passwords is to remember a phrase – for example, “An Apple a Day Keeps the Doctor Away!”. The sentence as a whole, including spaces, would be the best password to use. If the system is older and only allows for short passwords, then use the first letters and you have a password “AAaDKtDA!”. If you also want numbers in it, then change a letter to a number that reminds you of the letter or replace words. For example, 1AaDKtD1!.

Use a password manager, such as Norton Identity Safe, to help remember multiple strong passwords across all your online accounts. Where possible, enable additional security features such as two factor strong authentication.

So these are all the tips I could think of today. Hopefully this post will make you revise your security and will improve your awareness on the subject.

And before I go, here is a list of the 25 most commonly used passwords according to a survey published by the Daily Telegraph



























If yours is one of these you might want to take action TODAY.

To find out how secure is your current password, go HERE:

To find out another 500 of the most used passwords [not the latest statistic] go HERE



Reference and further reading:—and-theyre-ridiculously-easy-to/  [back up your blog content]   [This  can help you  identify if anyone is trying to run a phishing scam on you by showing you what is safe.]

Coinbase – Getting Started with Bitcoin

If Bitcoin is still a mystery to you perhaps it is time to look at it as just another currency.

Bitcoin is the currency of the Internet. A distributed worldwide, decentralized, digital money.
Unlike traditional currencies such as dollars, bitcoins are issued and managed without any central authority whatsoever: there is no government, company, or bank in charge of Bitcoin. As such, it is more resistant to wild inflation and corrupt banks.
With Bitcoin, you can be your own bank.

Join Coinbase and get $10 free bitcoin :

Why Duplication is the Key to Success.

There is a familiar thread which runs through all massively and even moderately successful Network Marketers, they have all applied one very simple principle. The principle is that of ‘duplication’. Duplication is an absolute corner stone of success in Network Marketing and MLM. I will even go so far as to say that if the network marketing business does not posses the ability to duplicate their efforts, business is doomed to failure!

What is Duplication?
Network Marketing or MLM businesses are effectively organisations or networks of people who are all building the same business. Someone develops a business model, be it product or service based, and he (or she) figures out how to make it work, they put in place a ‘system’ or ‘success formula’ that an affiliate is able to duplicate or copy, therefore guaranteeing success. At least, that’s the principle.

Individuals, team leaders and successful marketers are using this same principle in their approach to building their teams and businesses. In simple terms, we’re talking about the ability to pass on your experience and teach your team to follow what you do with the tools you use and ultimately, to help them achieve the results you have.

As an online marketer I have experienced it first hand, without duplication there is no long-term sustainability in your business. If my downline fails to make a profit from their use of the system, they will not be able to stay with it for long therefore my team goes weak. Even if I were to constantly recruit and gain new members,  I cannot continue doing so indefinitely.

This is why I say you need Duplication. Your Success Depends on This.
Fortunately, duplication is one of the first principles that any successful leader in the MLM industry will teach to their organisation. After all, another key success principle in MLM is that in order to succeed, you absolutely must help others to succeed first. You have to be generous with your time, patience and really set out to help people. You cannot be too self-centered or ego-driven either, because your own results will not apply to your downline and you must not mislead in your early attempts as this only hinder your team progress.

Let’s look at an example:

The network marketer contacts one of their prospects to discuss the idea of the prospect becoming an affilliate, the prospect responds with “Yes, that sounds great, but, are you making any money?”
How should the network marketer respond to this question?
You will notice that we don’t know if the network marketer in this example is incredibly successful or if they are brand new to the business. In either case, the response is critical, and in either case it should be the same. You see, we teach by doing. In MLM people will need to be able to duplicate your efforts.
So, the wrong response would be “Yes, I’m making $$$ thousand a month and it’s great, you should look at it!”

Why is this wrong?

Quite simply, it cannot be duplicated. The new network marketer will not be able to say this to their prospects, at least not honestly.
The correct response would be “My upline team are incredibly successful, they have developed large organisations and we are working together to find more like minded people to work with” Why is this correct? Again, very simple, it can easily be duplicated! The new network marketer can use this exact same technique in their business.
This is just one working example, there are many, many situations where duplication and the ability to duplicate need to be considered. The principle of duplication must be taught very early on in the network marketing business owner’s career if they are to succeed and achieve and experience rapid growth in their organisation
In Short:

The key to success in network marketing and MLM is duplication, it is also in the ability to teach duplication. Teaching this principle early on will help your organisation grow and duplicate rapidly. Helping others to become successful in this technique is a cornerstone of building large network marketing organisations.
Depending on how you go about getting leads is also going to be a factor. It is important to create a lead generation method that others can follow. The last thing you want to do is have your newcomers become overwhelmed because they cannot figure out how to do something. Keep it simple, and do whatever it takes to help them get off to a good start. Simplifying the process for your new team members, and helping them create early success will help to create a stable team, as opposed to people coming and going all of the time.


What is Bitcoin?

Let’s talk Bitcoin, shall we.

I first heard of the thing a few years back from an article in The Independent (newspaper). I got interested, excited even. But that excitement evaporated soon when I found out that it was costing more than 100 dollars and theway to obtain it seemed complicated and risky.

I accepted that I had missed the momentum and that it can’t get any more expensive than that and decided not to bother with Bitcoin at all. Fast forward 4 years and here I am, buying BTC faster than I can count.
Why the craze?image

I only properly got into bitcoin recently when I needed to deposit money into an investment programme online which was set up with Bitcoin only, so it was a matter of necessity rather than choice really.
I researched the popular Bitcoin ewallets and signed up with Coinbase which is one of the biggest and most reliable bitcoin wallet providers and it has its own inner exchange platform, so you are able to buy and sell your bitcoin currency and switch it to dollars or euros or pounds. Very convenient and simplified.
I also have the option to buy using my credit card, so in these times when the price is shooting straight up, I’m not confined by the restriction of my ever-thin bank account. My money is spread really thin at the moment, so this is a really important feature for me.
Still, let me explain why am I turning all my available funds into BTC right now.
I started monitoring bitcoin quite late,  it wasn’t until March this year (2016) that I started to buy and use Bitcoin for my online business.
In March I bought BTC at the rate of $430-450 (the rates were fluctuating between these numbers),  sometimes going up to $460 but nothing too crazy.
Then in May I noticed that the price started climbing. Slowly at first ( I mean, 10-20 dollars a day seems slow but in Stock-Market exchange terms this is still a massive jump). By the end of May the price for one BTC had passed the $550 mark and kept climbing up.
June was a great time for speculators and big investors and from what I understand the government of China was buying massive amounts, thus forcing a rapid and unexpected jump of over $280 from the previous month. By the 19th June one BTC reached $775 – something that forecasts were predicting would happen close to the middle of July when the next halving will occur.

What Is The Halving and the Block Reward?

In order to understand what this is, it’s important to first understand how Bitcoin and its database works. The database that keeps track of which addresses have how many bitcoins is stored in the form of a “block chain” (imagine a vast number of servers linked together), which is extended by one block roughly once every ten minutes. Each block contains all of the transactions that have taken place during that time, and when a block is added to the chain, it signifies a consensus among the Bitcoin network that those transactions took place at that time. As time goes on and more blocks are added on top of that block, the consensus solidifies, and after four to six blocks, any attempt to fraudulently change the transaction history to your own benefit becomes impractical because of all the work that has already been done overtop. Blocks can be created by any node on the Bitcoin network, and to regulate the rate of block creation, the network imposes constraints on the form that a valid block can take, with the result that it requires a lot of trial-and-error work to find a block that is valid – so much work that the entire network only manages to find one roughly once every ten minutes. That is a constant; there is an adjustable parameter called the “difficulty” which the network collectively manages to make sure that the actual block creation rate never strays far from that value.

Because creating (or “mining”) blocks is so crucial to the security of the Bitcoin network and yet so hard, the Bitcoin protocol includes a mechanism to encourage people to mine: every time a block is added, the programmer (miner) who found the block is given free BTC as a reward. At first that was 50 BTC and at the time of the first halving that became 25 BTC. This happened in 2013 and we saw a massive and sudden rise of the price back then. This July we will experience another halving where that reward will be down to 12.5 BTC but we’re now seeing the price jump much earlier due to people’s awareness of the event and a lot of speculation too.  The block reward also has another function: it is the only way that new bitcoins come into existence. Any bitcoin that you send or receive was at one point somebody’s block reward.

Why is this happening?
The main reason why this was done is to keep inflation under control. The rate at which new bitcoins are introduced into the system was never intended to stay at 50 BTC per 10 minutes forever. Rather, Bitcoin has a monetary policy that was coded into the system right from the start that reduces the rate over time, until the generation of new bitcoins finally stops entirely at a maximum of 21 million coins in 2140. There will still always be one block coming out every ten minutes, but the number of bitcoins handed out as a reward in each block will come down in sharp steps, cutting in half about once every four years (precisely, once every 210,000 blocks). The event that will happen in July is exactly this.

One of the major faults of traditional, “fiat”, currencies controlled by central banks is that the banks can print as much of the currency as they want, and if they print too much, the laws of supply and demand ensure that the value of the currency starts dropping quickly. Because the only use for money is to exchange it for something else later, a currency that is rapidly decreasing in value becomes even less valuable for that very reason, leading to a hyperinflationary spiral.

Bitcoin, on the other hand, is intended to simulate a commodity, like gold. There is only a limited amount of gold in the world, and with every gram of gold that is mined, the gold that still remains becomes harder and harder to extract. As a result of this limited supply, gold has maintained its value as an international medium of exchange and store of value for over six thousand years, and the hope is that Bitcoin will do the same.

What Will The Economic Effects Be?

The question that most people are focusing on right now is what will happen to the Bitcoin price. Thought on the issue is currently split into two camps. Those in the first camp believe that the decrease in the block reward will cause a “supply shock” in the Bitcoin economy as the number of available bitcoins suddenly goes down, pushing the price up by as much as two times to compensate. This line of thought rests on two key hypotheses. The first is that the supply of bitcoins on the market is largely made up of miners trying to collect a profit, and current major holders play a smaller role. This hypothesis holds increasing weight as mining becomes more and more dominated by professional “mining companies” seeking to earn a profit, and was bolstered further in another way by a recent study by Dorit Ron and Adi Shamir which found that 78% of bitcoins currently in existence are not in active circulation.

The second hypothesis is actually the one attacked more frequently and what those in the second camp argue is that traders anticipating the change have already bought up bitcoins in the months leading up to the event with the intent to sell them after. If they are correct, then even if the supply of bitcoins coming into the market from miners will soon cut in half, the supply from traders will make up for it, and the price will remain roughly the same.

My understanding is that even if that happens, it can only be a short term trend given the ever increasing popularity of Bitcoin and the whole cryptocurrency market in general.
If we listen to the experts, it seems that the potential of Bitcoin to reach a real commodity status, equal to Gold and beyond has already begun.


Goals and Targets? What is the difference.

You’ve probably heard many people, gurus, leaders and experts, all talking about the importance of having a goal. Something that keeps your determination and you are striving for, that keeps you going and doing whatever it is you’re dping.
Goals are very, very important.
Alongside with your personal Why, which is the very reason for your being on this journey to success or affluence, (however you wish to call it), having one or a few solid Goals is the next crucial factor toward your progress.
But there is something even more important for our progress, especially for short term successes. These goals need to be narrowed down into series of targets.

You see, Goals are very important indeed, for they are the basis, the core of your motivation, but very easily, our motivation can be crushed by an early failure, rejection of a  kind, an overload of complex new matter and tools that you need to learn from a scratch and so on. Sound familiar? I know it first hand. Like every other state of our mind or spirit, Motivation needs nurturing and continuous stimuli.
This is when we need to utilise characteristics like responsibility and competitive spirit. Both are responding to targets and this is howTargets are a necessary nutrient to your Motivation.
A Goal can be rather unspecific, something like, “I want to have financial freedom”, “I want to be rich”, “I want to make millions”…and so on, you get the point. Great goals but too loose and unspecific. We need to turn these into Targets.
A Target should have set limits for both the time and the scale (size) of the end result.
For instance, “I want to sell X amount of units until the end of next month”. Now this will help you be more accountable to yourself and you’ll be chasing every sale and reaching toward that target on a daily basis. Now your motivation is on fire and your focus is fixed, itnis much more likely that you will hit that target (provided it was not a totally unreasonable of course – common sense need not be abandoned).
Another example, this time for a mid-term target would be, “I want to get X amount of leads by the end of this quarter.” – Now your deadline is not too tight, but the numbers would be higher and you should still be waking up 2 hours too soon and jumping out of bed to start your day. And you will be motivated by your own productivity and passion too.
A generic Goal won’t do that.


Positive psychology is a relatively new movement in social psychology.
It deals with changing the patterns that our brain has been programmed into, whether by habit or social environment and experience.
Many people say, “If I can just work harder right now, I’ll be more successful. As soon as I achieve this goal, I’m going to feel much happier.” As soon as I have this amount of money in the bank, then I’ll feel happier. As soon as I get married, I’ll feel happier.”
As Shawn Achor, an expert in positive psychology points out, “In each one of these moments, happiness is on the opposite side of success. The problem is every time you hit a success, your brain changes the goal post to what success looks like. You get goods grades in school, don’t get excited. You need to get into a better school. You go to a good school, don’t get excited about that. Now you need a job. Hit your sales target? We raise your sales target for the next quarter. If you have double growth earnings last year, we try and double them again this year.”
In one of his studies he found that if for 21 days in a row, we got people who were potentially genetic pessimists who’ve been practicing pessimism their whole lives, they’re in the middle of a down economy, they’re in the middle of a banking crises sometimes. We were working with some of the bankers in the midst of this. You have people in that state think of three new things that they’re grateful for every day for 21 days in a row. By the end of the 21 days, they have 63 things that they’re grateful for, which is robust but not the point.
The point is, happiness is a pattern for the brain. You can learn happiness, you can learn optimism, not if we do single shots of changes in our life, but actually creating patterns to our daily experience. As they start at each of the workdays thinking of three things that they’re grateful for, their brain gets stuck. It scans the world not only for the fires they need to put out, but also the things that provide meaning.
He goes on to explain that when the human brain is positive, every single business outcome improves dramatically. Productive energy rises by 31%, sales rise by 37% cross-industry, you’re 40% more likely to receive your promotion over the next two year period of time. Literally every business outcome we could test for, improves when the human brain is positive.

I’m going to challenge you, and myself for that matter, to try the experiment of Shawn Achor and find three things to be thankful for. For 21 consecutive days. Can you do that? It seems hard in the beginning, I run out of ideas on the third day, so I’m starting again now.
What he found is, for 21 days in a row, getting people to think of three new things they’re grateful for, literally trains the brain to become more optimistic. You can do it with 4-year old children and 84-year old men, grumpy old men. What’s amazing is if we choose to do this, this simple activity, we can get our levels of optimism and happiness to rise above our genetic set point and to deviate it from our environment, which is so powerful because people think that they can’t move from those places.
Another study shows that as much as 90% of your long term happiness is determined not by our external world, but how our brains process the world. Money can’t buy happiness they say, right?
If you change your outlook on life, values, ideals, reduce the negative thoughts even forcefully, you can change your formula for happiness and success which in return will affect reality, will drive your focus and energy to achieve better results.

So, this is where I leave you and I’m starting my 21 day challenge. Will report later on my progress.

Ted Talks: The Happy Secret to Better Work